Surjit Singh v. State of Punjab and Ors.
PUNCHHI, J. Leave granted.
Is the hypothetical claim of the appellant for medical reimbursement
valid in the facts and circumstances of this case is the straight question
which falls for determination in this appeal. H
1098 SUPREME COURT REPORTS (1996] 1 S.C.R.
The appellant, Surjit Singh (now retired) while posted as a Deputy
Superintendent Police, Anandpur Sahib, Distt. Ropar, Punjab developed a
heart-condition on 22-12-1987 and that very day went on a short leave
extending it uptill 10-1-1988, on medical grounds. It remains unclarified on
the record of this case as to what steps the appellant took thereafter to
meet his ailment. However, six months later he obtained leave from his
superiors from 15-6-1988 to 8-9-1988 and went to England to visit his son.
It is the case of the appellant that while in England, he fell iH due to his
heart problem and as an emergency case, was admitted in Dudley Road,
Hospital Brimingham. After diagnosis he was suggested treatment at a
named alternate place. Thus to save himself the appellant, got himself
C admitted and operated upon in Humana Hospital, Wellington, London for
a Bye-Pass Surgery. He claims to have been hospitalised from 25-7-88 to
4-8- 88. A sum of Rs. 3 lacs allegedly on his treatment at London, borne
by his son.
D On return to India, the appellant on 6-11-1988 submitted a Bill for
medical reimbursement claiming that very sum, in the office of the Senior
Superintendent of Police, Ropar which was forwarded to the Director
General of Police, Punjab, Chandigarh and the Home Department of the
State of Punjab. Some correspondence took place between the appellant
and the department. As per office requirements some more certificates
E were sent by the appellant in support of his case. Vide letter dated 21-1-93,
the Department however expressed its inability to sanction the bill for
medical reimbursement. This led to the appellant moving the High Court
of Punjab and Haryana at Chandigarh in writ jurisdiction. As required by
the High Court, the State responded by filing its counter affidavit. At the
F time of hearing the Assistant Advocate General for the State of Punjab
made a statement to the effect that the State was ready to pay to the
appellant the expenses incurred for Bye-Pass Surgery and Angiography on
the rates prevalent in the All India Institute of Med.ical Sciences, New
Delhi (for short 'AIIMS'). Applying that yardstick, as suggested, a sum of
Rs. 30, 000 on account of Bye-Pass Surgery and a sum of Rs. 10,000 for
G Angiography was thus ordered by the High Court to be paid to the
appellant within six weeks. The writ petition on 18-4-1995 was disposed of
on such terms. The said sum, as claimed by the State stands paid to the
appellant.
H The appellant challenging the orders of the High Court disposing of
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SURJJT SINGH v. STATE 1099
the writ petition in such manner now pitches before us his claim to payment
on the basis of rates prevalent in the Escorts Heart Institute and Research
Centre (for short 'Escorts'), reducing his high claim to the expenses
incurred for medical treatment in London. There is an inkling to that effect
in the appellant's rejoinder affidavit in the High Court but it appears that
this aspect of the matter was not dilated upon. The claim for such adoption
of rates is now made in reiteration.
The parties counsel agree that there is a policy regarding reimburse
ment of medical expenses framed by the State on 25-1- 1991, which has
duly been circulated in all the wings/officers of the State. It's operative
portion, so far relevant, is reproduced below :
"Subject : Re-imbursement of medical expenses-Policy regarding
Sir/Madam,
In supersession of Punjab Government letter No. 7/7/85-
3HBV/13855 dated 27-5-1987, the President of India is placed to
lay down the following policy for reimbursement of medical expen
ses incurred on medical treatment taken abroad and in hospitals
other than the hospitals of the Govt. of Punjab (Both outside and
in the State of Punjab) :
(i) All categories of employees whether retired or serving of All
India Service/State Govt. Judges of Punjab and Haryana High
Court/M.L.As/Ex M.L.As will be governed by this policy.
(ii) The persbn who is in need of medical treatment outside India
or in any hospital other than the Govt. of Punjab (both outside
and in the State of Punjab) as the case may be may make an
application for getting treatment in these hospitals direct to the
Director, Health and Family welfare 2 months advance, duly
recommended by the C.M.0/Medical Supdt. indicating that the
treatment for the disease mentioned is not available in the Hospital
of the Govt. of Punjab. In case of emergency duly authenticated
by C.M.O./Medical Supdt. the application can be made 15 days in
advance.
(iii) Director, Health and Family Welfare, Punjab will place the
application of the concerned employee before the Medical Board
within 15 days on the receipt of application. In case of emergency,
if immediate meeting of Medical Board, cannot be convened, such
application may be circulated to all the members of the Medical
Board and decision taken thereof.
(iv) The Medical Board shall consist of the following officers :
(i) Director, Health and Family Welfare, Punjab - Chairman
(ii) Director, Research and Medical Education, Punjab - member
(iii) Specialist of the desired line of treatment from PGJ Chan
digarh or AIIMS, New Delhi - Member
(iv) Senior most specialist from Medical Colleges, Patiala, Amrit
sar and Faridkot - Member
(v) Dy. Director/Asst!. Director, J/c of the P.M.H. Branches office
of the director Health and Family Welfare - Member Secy"
(vi) xxxx
(vii) xxxx
(viii) xxxx
(ix) xxxx
(x) xxxx
(xi) xxxx
(xii) The Health Dept!. in consultation with Director Research &
Medical Education will prepare a list of diseases for which
specialised treatment is not available in Punjab Govt. Hospitals
and indicate the Institutions/Hospitals/Clinics of repute where
necessary treatment is available. This list will, however be subject
to variation in future.
On 8-10-1991, the above policy has further been explained in so far
the choice of the hospitals is concerned :
"Policy for reimbursement of medical expenses incurred on medi-
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SURJITSINGHv. STATE 1101
cal treatment taken abroad and in hospitals other than those of A
the Government of Punjab, both within and outside the State was
laid down. However, as per the 12th item of these instructions, a
list of those diseases for which specialised treatment wa.s not
available in the Government hospitals was to be prepared m
addition to identifying medical institutions/hospitals/clinics of
repute where such specialised treatment was available.
The Government has now prepared a list of those diseases for
which the specialised treatment is not available in Punjab Govern
ment hospitals but is available in certain identified private hospi-
tals, both within and outside the State. It has, therefore, been C
decided to recognise these hospitals for the treatment of the
disease mentioned against them in the enclosed list for Punjab
Government employees/pensioners and their dependents. The
terms and conditions contained in letter under reference will
remain applicable, Government can, however, revise the list, in D
future.
Therefore it has been decided to recognise those hospitals for the
treatment of diseases mentioned against them in the enclosed list
issued with the concurrence of the Finance Department dated
11-9-1991 which is as under : E
Open Heart Surgery: Escorts Heart Institute, New Delhi ; Christian
Medical College, Ludhiana ; Appollo Hospital, Madras.
The purport of the above policy is that the Escorts stands duly recognised
by the State for treatment of its employees for open heart surgery, apart F
from the other two institutions i.e. Christian Medical College. Ludhiana
and Appollo Hospital, Madras. The Finance Deptt's concurrence signifies
its willingness to entertain reimbursement bills in variables depending on
where treatment is received.
There has been a factual dispute as to whether the appellant went to
the Dudley Road Hospital, Brimingham as an emergency case and whether
he was operated upon in Human Hospital, Wellington, London in that
condition. Except for the bare word of the appellant, no documentary
evidence in support of such plea had been tendered by him before the High
Court, or even before us, to show that his was a case of emergency H
A requiring instant operation and treatment. The State of Punjab on the other
·hand has countered before the High Court, as also here, that the case of
the appellant was no that of an emergency but a planned visit to England
to have himself medically treated under the care of his son, without
submitting himself as per policy, for examination before the Medical
B Board. This plea or the appellant may have been required to be examined
in thorough detail had he stuck to his original claim for medical expenses
incurred in England. Since he has now brought down his claim to the rates
prevalent in the Escorts in place of that of AIIMS, further reference to
emergency treatment etc. would not be necessary. It would hypothetically
have to be assumed that the appellant was in India, had not subjected
C himself to Medical Board examination, and had gone on his own to the
Escorts and got himself operated upon for Bye-Pass Surgery. The point to
be considered is whether his claim is admissible under the policy keeping
in view the string of judgments of the High Court in that regard, as well as
on the Factum that the State has already conceded re-imbursement to the
D appellant on hypothetical basis as if treated in AIIMS.
The policy, providing recognition for treatment of open heart surgery
in the Escorts, specifically came to be examined by a division bench of the
Punjab and Haryana High Court at Chandigarh in C.W.P. No. 13493 of
1992 titled as Sadhu R. Pall vs. State of Punjab through Secretary Health and
E Family Welfare Punjab, Civil Secretariat, Chandigarh and others decided on
6-10-1993, wherein the claim of the then writ petitioner to medical reim
bursement was accepted when in order to save his life he had got himself
operated upon in the Escorts, and the plea of the State that he could be
paid rates as prevalent in the AIIMS was rejected. Special Leave Petition
F No. 22.024 of 1995 against the said decision was dismissed by this Court on
2-2-1994. The other judgments of the High Court following the decision in
Sadhu R Pall's case are :
(1) C.W.P. No. 18562 of 1992 decided on 10-5-95 titled K.L. Kohli
G v. State of Punjab and others (DB);
(2) C.W.P. No. 260 of 1995, decided on 30-5-1995 titled avi Mohan
Duggal v. State of Punjab and Others (DB);
(3) C.W.P. No. 5669 of 1994 decided on 4-9-94 titled Prem Singh Gill
H v. State of Punjab and Others;
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SURJIT SING!-! v. ST ATE 1103
(4) 1995 (III) Punjab Law Reporter 529 titled Tar/ok Chander v. The A
State of Punjab etc. (SB); and
(5) 1995 (III), Punjab Law Reporter 682 titled Mrs. Swya Pandit v.
State of Punjab and othe1' (SB)
All the aforementioned judgments of the High Court have a common B
factual basis, i.e. each recipient of the relief from the High Court had in
fact been treated in the Escorts and had borne expenses. The other
common factor is that the High Court believed each writ petitioner plead-
ing emergency to go to Escorts in the given fact situation. But this factor
by itself is not the core of the views of the High Court. Hypothetically, the C
appellant says, he too may be considered to have been treated in the
Escorts, more so, when he is being treated to have been operated upon in
A!IMS without actually having been so, and had a choice to go either to
the AIIMS or Escorts or Christian Medical College, Ludhiana or Appollo
Hospital, Madras. The appellant in these circumstances cannot be said to
be far too wrong in choosing the Escorts amongst the three recognis_ed D
hospitals for open heart surgery available in the North, the AIIMS being
governmental and the other two being private hospitals. The division bench
in Sadhu R. Pall's case observed as follow :
"The respondents appear to have patently used excuses in refusing E
full reimbursement, when the factum of treatment and the urgency
for the same has been accepted by the respondents by reimbursing
the petitioner the expenses incurred by him, which he would have
incurred in the AIIMS New Delhi. We cannot loose sight of factual
situation in the AIIMS New Delhi, i.e. with respect to the number
of patients received there for heart problems. In such an urgency F
one cannot sit at home and think in a cool and calm atmosphere
for getting medical treatment at a particular hospital or wait for
admission in some Government medical institute. In such a situa
tion, decision has to be taken forthwith by the person or his
attendants if precious life has to be saved." G
· We share the views afore-expressed.
It is otherwise important to bear in mind that self preservation of
one's life is the necessary concomitant of the right to life enshrined in
Article 21 of the Constitution of India, fundamental in nature, sacred, H
A precious and inviolable. The importance and validity of the duty and right
to self-preservation has a species in the right of self defence in criminal
law. Centuries ago thinkers of this Great Land conceived of such right and
recognised it. Attention can usefully be drawn to versus 17, 18, 20 and 22
in Chapter 16 of the Garuda Purana (A Dialogue suggested between the
B Divine and Garuda, the bird) in the words of the Divine :
17. Vinaa dehena kasyaapi can-
purushaartho na vidyate las-
maaddeham dhanam
rakshetpunyakarmaani saad-
c hay at
18. Rakshayetsarvadaatmaanamaa
tmaa sarvasya bhaajanam Rak-
shane yatnamatishthejje
D vanbhaadraani pashyati
20. Sharirar akshanop aayaah
kriyante sarvadaa budhaih Nee-
E chanti cha punastyaagamapi
kushthaadiroginah
22. Aatmaiva yadi naat-
F maanamahitebhyo nivaarayet
Konsyo hitakarastasmaadaat
maanam taarayishyati
Without the body how can one
obtain the objects of human
life? Therefore protecting the
body which is the wealth, one
should perform the deeds of
merit.
One should protect his body
which is responsible for every-·
thing. He who protects himself
by all efforts, will see many
auspicious occasions in life.
The wise always undertake the
protective measures for the
body. Even the persons suffer
ing from leprosy and other dis
eases do not wish to get rid of
the body
If one does not prevent what is
unpleasent to himself, who else
will do it ? Therefore one should
do what is good to himself.
The appellant therefore had the right to take steps in self preserva
tion. He did not have to stand in queue before the Medical Board, the
G manning and assembling of which, bare-facedly, makes its meetings difficult
to happen. The appellant also did not have to stand in queue in the
government hospital of AIIMS and could go elsewhere to an alternate
hospital as per policy. When the State itself has brought the Escorts on the
recognised list, it is futile for it to contend that the appellant could in no
H event have gone to the Escorts and his claim cannot on that basis be
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SURJITSINGHv. STATE 1105
allowed, on suppositions. We think to the contrary. In the facts and A
circumstances, had the appellant remained in India, he could have gone to
the Escorts like many others did, to save his life. But instead he has done
that in London incurring considerable expense. The doctors causing his
operation there are presumed to have done so as one essential and timely.
On that hypothesis, it is fair and just that the respondents pay to the
appellant, the rates admissible as per Escorts. The claim of the appellant
having been found valid, the question posed at the outset is answered in
the affirmative. Of course the sum of Rs. 40,000 already paid to the
appellant would have to be adjusted in computation. Since the appellant
did not have his claim dealt with in the High Court in the manner it has
been projected now in this Court, we do not grant him any interest for the
intervening period, even though prayed for. Let the difference be paid to
the appellant within two months positively. The appeal is accordingly
allowed. There need be no order as to costs.
T.N.A. Appeal allowed.